Vector Terms of Service

Effective date: 14 July 2026

These Terms of Service (“Terms”) are a legally binding agreement between you and Mahati Suvvari (ABN 51 230 741 357), an individual sole trader based in New South Wales, Australia, trading as “Vector by Momentum” (“Vector”, “we”, “us”, “our”), governing your use of the Vector app and related services (the “Service”).

By creating an account or using the Service, you agree to these Terms and to our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Service.

Please read the disclaimers in section 13 and the limitation of liability in section 14. Nothing in these Terms limits rights you have under the Australian Consumer Law or other laws that cannot be excluded (see section 14).

1. The Service

Vector is an AI-powered productivity app that lets you capture notes, tasks, and ideas and uses artificial intelligence to organise them into tasks, plans, summaries, and answers. We may add, change, or remove features over time.

2. Eligibility

You must be at least 16 years old (or older if the laws of your country require a higher age for the consents involved) to use Vector. Vector is not directed to children, and we do not knowingly collect personal information from anyone under 16. By using the Service you confirm you meet this requirement and that your use complies with applicable laws.

3. Your account

You are responsible for your account and for keeping your login credentials secure. You agree to provide accurate information and to keep it up to date. You are responsible for activity that happens under your account. Tell us promptly at support@vectorbymomentum.com if you believe your account has been compromised.

4. Licence to use the Service

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to install and use the Service for your personal use. You may not: copy, resell, or redistribute the Service; modify or reverse-engineer it except to the extent the law permits; or interfere with or circumvent its security, rate limits, or access controls.

5. Subscriptions and payments

Some features require a paid subscription. Purchases are made through the Apple App Store or Google Play, which are the merchants of record and process your payment under their own terms. We do not receive or store your card details.

If you buy an auto-renewing subscription:

• The subscription’s title, length, and price are shown at the point of sale before you purchase.
• It is an auto-renewing subscription: it renews automatically for the same period at the then-current price unless you turn off auto-renewal at least 24 hours before the current period ends. Your store account is charged for the renewal within 24 hours before the period ends.
• You manage and cancel your subscription, and turn off auto-renewal, in your App Store or Google Play account settings, not through us. We cannot cancel a store subscription for you.
• Refunds for store purchases are handled by Apple or Google under their policies, not by us. Except where the law (including the Australian Consumer Law) requires otherwise, payments are non-refundable.

We may change prices; if we do, changes apply to future billing periods and we will give you notice as required.

6. Your content

“Your Content” means everything you create, upload, or submit to the Service: captures, tasks, notes, thoughts, goals, comments, photos, files, and voice recordings.

You own Your Content. These Terms do not transfer ownership of it to us. To operate the Service for you, you grant us a limited, non-exclusive, worldwide, royalty-free licence to host, store, back up, reproduce, transmit, and display Your Content, and to process it (including through the AI features and third-party providers described in section 7), solely to provide and improve the Service for you. This licence ends when you delete Your Content or your account, except for residual copies in backups (which are overwritten in the ordinary course) and anything we must keep by law.

If you share content with other people through the Service (for example, by assigning a task or collaborating), you grant those people the access needed to use that shared content within the Service.

You are responsible for Your Content and confirm you have the rights to submit it and that it does not infringe anyone else’s rights or break the law.

7. AI features

Vector uses artificial intelligence to process Your Content and generate suggestions, tasks, plans, summaries, and other outputs (“AI Output”).

• AI Output is provided “as is” and may be wrong. It is generated automatically and can be inaccurate, incomplete, or misleading. You are responsible for reviewing and verifying AI Output before relying on it. AI Output is not professional advice (including medical, health, legal, or financial advice) and must not be relied on as such.
• Third-party AI providers. To provide the AI features, you authorise us to transmit Your Content to our third-party AI providers, currently OpenAI, Anthropic, and Google, solely to generate AI Output for you. Some features send content to Google in a way that issues Google Search queries to ground the answer. These providers process your content under their own terms. We do not use Your Content to train AI models, and we select providers that act as our processors for this purpose. Details of what is sent are in our Privacy Policy.
• Ownership of AI Output. As between you and us, we assign to you any rights we have in the AI Output generated for you. You acknowledge that AI Output may not be eligible for copyright or other protection, and that it is not unique; the same or similar output may be generated for you, for other users, or by us or others independently.

8. Integrations and third-party services

You can connect optional integrations. You are responsible for your use of them and for complying with the relevant provider’s terms.

• Calendars and Gmail. If you connect a calendar or Gmail, you authorise us to access the data described in our Privacy Policy to provide the Service. You can disconnect at any time.
• Apple Health / HealthKit. If you turn on Health features, Vector reads the Apple Health data types you enable to provide energy-aware scheduling and insights. We do not use Health data for advertising, marketing, or data-mining, and we do not sell it. We do not share Health data with third parties except with your consent and only to provide the health or fitness features you have requested, which includes sending it to our AI provider solely to compute your insights, as described in the Privacy Policy. You can revoke Health access at any time in your iOS settings.
• Sending tasks by SMS. Vector lets you send a task or invitation to another person by SMS. When you do, you represent and warrant that (a) you have that person’s consent to share their mobile number with us and to have us send them an SMS on your behalf, and (b) your use of this feature complies with all applicable laws, including the Spam Act 2003 (Cth). You are solely responsible for the recipients and content you choose. We send these messages at your direction; recipients can opt out of further messages. You agree to indemnify us against any claim arising from an SMS you cause us to send, including any breach of this clause.

9. Acceptable use

You agree not to use the Service, or the AI features, to:

• break any law, or infringe or misappropriate anyone’s rights;
• create or process content that is unlawful, harassing, hateful, defamatory, sexually exploitative (especially involving minors), or that promotes violence;
• upload malware, or attempt to gain unauthorised access to, disrupt, or overload the Service or its infrastructure;
• reverse-engineer the Service, extract training data, circumvent rate limits or safety features, or use AI Output to build a competing model or service;
• submit other people’s personal or sensitive information without a lawful basis; or
• impersonate anyone or misrepresent your affiliation.

We may suspend or terminate your access if you breach this section.

10. Our intellectual property

The Service, including its software, design, branding, and content we provide (but not Your Content), is owned by us or our licensors and protected by law. Except for the licence to use the Service in these Terms, we grant you no rights in it.

11. Feedback

If you send us feedback or suggestions, you grant us a perpetual, irrevocable, royalty-free right to use them to improve the Service, without obligation to you.

12. Termination

You can stop using the Service and delete your account at any time from within the app; deletion permanently erases Your Content as described in the Privacy Policy. We may suspend or terminate your access if you breach these Terms, or if we stop offering the Service. Sections that by their nature should survive termination (including 6 licence grant for residual/backup copies, 7 AI, 10 IP, 13 disclaimers, 14 liability, 15 indemnity, and 17 governing law) survive.

13. Disclaimers

To the extent permitted by law, and subject to section 14, the Service and all content and AI Output are provided “as is” and “as available”, without warranties of any kind, express or implied, including fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free, or that AI Output will be accurate or reliable.

14. Limitation of liability and your consumer rights

Australian Consumer Law. Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy you have under the Australian Consumer Law or any other law that cannot lawfully be excluded (“Non-excludable Rights”). If any part of this section would otherwise contravene the Australian Consumer Law or be void, it is to be read down so far as necessary to avoid that result, and otherwise does not apply.

Where the law allows us to limit liability for a consumer guarantee (for goods or services not ordinarily acquired for personal, domestic, or household use), our liability for breach of that guarantee is limited, at our option, to supplying the services again or paying the cost of having them supplied again.

Otherwise, and to the fullest extent permitted by law: we are not liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, goodwill, or data; and our total aggregate liability arising out of or in connection with the Service or these Terms is limited to the greater of (a) the amount you paid us in the 12 months before the event giving rise to the claim, or (b) AUD $100.

These limits allocate risk between us and are an essential basis of these Terms.

15. Indemnity

To the extent permitted by law, you agree to indemnify us against claims, losses, and reasonable costs arising from your misuse of the Service, your breach of these Terms, Your Content, your use of the SMS feature (section 8), or your violation of any law or third-party right. We will notify you of any such claim and may take over its defence.

16. Changes to the Service and these Terms

We may modify or discontinue the Service, in whole or in part, at any time. We may update these Terms; if a change is material, we will notify you in the app or by email. Changes take effect when posted (or, where required, when you accept them). Your continued use of the Service after a change takes effect means you accept the updated Terms.

17. Governing law and disputes

These Terms are governed by the laws of New South Wales, Australia, and you and we submit to the non-exclusive jurisdiction of its courts. Before starting formal proceedings, please contact us at support@vectorbymomentum.com so we can try to resolve the issue informally. Nothing in this section prevents either of us from seeking urgent injunctive relief, or affects rights you have to bring proceedings in your local courts where the law gives you that right.

18. Notice regarding Apple

This section applies if you use Vector on an Apple device.

• These Terms are between you and us only, not with Apple Inc. (“Apple”). We, not Apple, are solely responsible for Vector and its content.
• Your licence to use Vector is limited to using it on Apple-branded devices you own or control, as permitted by the App Store Usage Rules.
• Apple has no obligation to provide any maintenance or support for Vector.
• If Vector fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) to you; to the maximum extent permitted by law, Apple has no other warranty obligation with respect to Vector.
• We, not Apple, are responsible for addressing any claims relating to Vector, including product liability, failure to conform to legal or regulatory requirements, and consumer-protection claims.
• We, not Apple, are responsible for investigating and defending any third-party claim that Vector infringes intellectual property rights.
• You represent that you are not located in a country subject to a U.S. Government embargo or designated as “terrorist-supporting”, and that you are not on any U.S. Government prohibited or restricted-parties list.
• Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, have the right to enforce them against you.
• For questions or complaints about Vector, contact us at support@vectorbymomentum.com.

19. General

These Terms and the Privacy Policy are the entire agreement between you and us about the Service. If any part is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a transfer of the Service. Headings are for convenience only, and “including” means “including without limitation”.

20. Contact

Mahati Suvvari (ABN 51 230 741 357), trading as Vector by Momentum support@vectorbymomentum.com · legal@vectorbymomentum.com